Home > Find a Plan > Annual Open Enrollment
The Open Enrollment Period begins on October 23, 2026, and runs through January 15, 2027. This is the time you can shop, compare and sign up for a health or dental insurance plan. Whether you are renewing coverage or looking at insurance options for the first time, Access Health CT is here to help you understand how to enroll and what to expect during Open Enrollment. Even if you have shopped before, it’s always a good idea to take another look.
New Customers >
COMPARE YOUR OPTIONS TO FIND THE RIGHT PLAN FOR YOU
Understand the types of financial help or coverage you qualify for and find free help if you need a plan recommendation.
Create an account to begin the application process or use our tool to see if you qualify for financial help.
Renewing Customers >
REVIEW YOUR INFORMATION AND UNDERSTAND YOUR RENEWAL PROCESS
Access Health CT encourages all customers to shop and compare plans. Make sure your preferred doctors are in-network and prescriptions drugs are covered by your plan. If you are already enrolled through Access Health CT, you may need to take action to renew your health or dental insurance plan. You can also see all the financial help available to you.
Sign in to your account to report changes or review current household information.
Enrollment Checklist:
What you need to complete an application
Have this information for yourself and anyone in your household applying for coverage:
- Dates of birth
- Social Security numbers
- Visa, Green Card or immigration documents
- Most recent Form W-2 and/or Form 1040 or Form 1099
- Current insurance coverage
- Paystubs, Profit & Loss statements, or other employment information to confirm income for everyone in your tax household
Frequently Asked Questions: Annual Open Enrollment Period
Who can enroll through Access Health CT?
- HUSKY Health (Medicaid/Children’s Health Insurance Program (CHIP)): Beginning October 1, 2026, you must be a citizen, a lawfully permanent resident with a Green Card, a Cuban/Haitian entrant or be in the U.S. under the Compact of Free Associations (COFA) to enroll in HUSKY Health. You must also meet income eligibility guidelines.
- Qualified Health Plans (QHPs) & Stand-Alone Dental Plans (SADPs): You must be a Connecticut resident, a U.S. citizen or lawfully present in the U.S. and not incarcerated (other than pending final disposition of charges). If you are eligible or enrolled in Medicare, Veterans Affairs benefits, or TRICARE, your eligibility to enroll in a health or dental plan will depend on the type of coverage you’re offered. If your current health coverage is considered comprehensive, also known as “minimum essential coverage,” then you are ineligible to enroll in a health plan through Access Health CT. If your current minimum essential coverage also includes dental coverage, then you are ineligible to enroll in a dental plan. The best way to find out if you qualify for health or dental insurance through Access Health CT is to complete an application or contact us for help. Learn more about enrolling in health and dental insurance (opens in new window).
How do I start an application?
- Online at AccessHealthCT.com
- By Phone at 1-855-805-4325 (If you are deaf or hearing impaired, you may use the TTY at 1-855-789-2428 or contact us at 1-855-805-4325 with a relay operator)
- In Person – AccessHealthCT.com/Enrollment-Events
What do I need to enroll?
Enrollment Checklist: Have this information for yourself and anyone in your household applying for insurance:
- Dates of birth
- Social Security numbers
- Visa, Green Card or immigration documents
- Most recent Form W-2 and/or Form 1040 or Form 1099
- Paystubs, Profit & Loss statements or other employment information to confirm income for everyone in your tax household
NOTE: After you enroll, you may need to provide documents to confirm details in your application, like citizenship and income.
What should I think about when I enroll in health insurance?
Before you pick a plan, make sure you know how insurance through Access Health CT works and what services are covered. Keep your own needs in mind — make sure the plan covers your doctors, prescription drugs and expected medical services before you apply.
Before You Start: Create an Account or Log In. Your account is also where you can keep your household information updated throughout the year.
Use Compare Plans tool to look at your options. When comparing plans, look at their:
- Monthly payments (premiums)
- Cost sharing (what you pay for services/medicines)
- Doctors (or provider), prescription drug coverage and medical use
Why did my medical premium rates increase from last year?
The insurance companies that offer coverage through Access Health CT set their rates every year. Higher premium rates mean you’ll pay more each month than you may have before. Rate increases must be approved by the Connecticut Insurance Department.
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